Maryland Homestead Tax Credit: What Bethesda Buyers Need to Know After Closing
TL;DRThe Maryland Homestead Tax Credit limits how much your property tax assessment can increase each year — capped at 10% in Montgomery County. Every owner-occupant…
Tag: buying a home in Bethesda
What Credit Score Do You Need to Buy a Home in Maryland?
TL;DRIn Maryland, the minimum credit score to get a conventional mortgage is 620, while FHA loans require 580. But most buyers in Bethesda and the…
Do You Need a Jumbo Loan to Buy in Bethesda, MD? (2026 Loan Limits Explained)
TL;DRIn Montgomery County, the 2026 conforming loan limit is $1,249,125 — one of the highest in the country. Because Bethesda's median sale price is around…
What to Expect at Closing: A Buyer’s Guide for Maryland
TL;DRMaryland closing happens at a title company’s office — not a courthouse or attorney’s office — and typically takes 60 to 90 minutes. You’ll need…
Cash Offer vs. Financed Offer in Bethesda, MD
TL;DRIn Bethesda’s competitive market — where homes sell at a median $1.2 million and cash buyers are a real factor — sellers regularly face the…
15-Year vs. 30-Year Mortgage in Bethesda: Which Is Right for You?
TL;DRIn Bethesda, the 15-year fixed mortgage rate is currently 5.856% versus 6.911% for a 30-year loan. On an $800,000 loan, the 15-year saves approximately $695,000…
First-Time Homebuyer Programs in Montgomery County, MD: What’s Actually Available in 2026
TL;DRMontgomery County offers two specific down payment assistance programs — the Montgomery Homeownership Program (up to $50K) and MEDPAL for county employees (up to $50K)…