Can You Buy a Home in Maryland with Student Loan Debt?
TL;DRYes, you can buy a home in Maryland with student loan debt — and the state has a program that actually pays off up to…
Author: Pey Behin
Pey Behin is a residential real estate agent serving the Washington, DC metro area, with a focus on Bethesda, Montgomery County, and Northern Virginia. He works with buyers and sellers who want clear strategy, data-driven pricing, and direct guidance throughout the transaction process. His approach combines market analytics, negotiation expertise, and modern marketing to position clients effectively in competitive conditions.
Do You Need a Jumbo Loan to Buy in Bethesda, MD? (2026 Loan Limits Explained)
TL;DRIn Montgomery County, the 2026 conforming loan limit is $1,249,125 — one of the highest in the country. Because Bethesda's median sale price is around…
Maryland Transfer Tax & Recordation Tax: Who Pays What?
Maryland Transfer Tax & Recordation Tax: Who Pays What?Who pays transfer tax and recordation tax in Maryland?In Maryland, the state transfer tax (0.5%) and county…
What Bethesda Buyers Need to Know About HOA Disclosures
TL;DRIf you're buying a townhome or condo in Bethesda, Maryland law requires the seller to provide a full HOA resale package before closing — covering…
How to Buy Before You Sell in Bethesda, MD: Bridge Loans vs. Sale Contingencies
TL;DRMove-up buyers in Bethesda have two real options: a bridge loan (borrow against your current home's equity at 8–11% APR, with total costs typically running…
15-Year vs. 30-Year Mortgage in Bethesda: Which Is Right for You?
TL;DRIn Bethesda, the 15-year fixed mortgage rate is currently 5.856% versus 6.911% for a 30-year loan. On an $800,000 loan, the 15-year saves approximately $695,000…
Title Insurance in Maryland: What Buyers and Sellers Pay
TL;DRIn Maryland, buyers pay for the lender's title insurance policy (required if you have a mortgage), while sellers traditionally cover the owner's policy — though…
How Much Down Payment Do You Need to Buy a Home in Bethesda, MD?
How much down payment do you need to buy a home in Bethesda, MD?In Bethesda and Montgomery County, buyers can qualify for conventional loans up…
Should You Ask for a Seller Concession When Buying in Bethesda, MD?
TL;DRYes, you can ask a seller to cover part of your closing costs in Maryland — and in Bethesda's $700K–$2M price range, that can mean…
First-Time Homebuyer Programs in Montgomery County, MD: What’s Actually Available in 2026
TL;DRMontgomery County offers two specific down payment assistance programs — the Montgomery Homeownership Program (up to $50K) and MEDPAL for county employees (up to $50K)…