Cash Offer vs. Financed Offer in Bethesda, MD
TL;DRIn Bethesda’s competitive market — where homes sell at a median $1.2 million and cash buyers are a real factor — sellers regularly face the…
Author: Pey Behin
Pey Behin is a residential real estate agent serving the Washington, DC metro area, with a focus on Bethesda, Montgomery County, and Northern Virginia. He works with buyers and sellers who want clear strategy, data-driven pricing, and direct guidance throughout the transaction process. His approach combines market analytics, negotiation expertise, and modern marketing to position clients effectively in competitive conditions.
What Credit Score Do You Need to Buy a Home in Maryland?
TL;DRIn Maryland, the minimum credit score to get a conventional mortgage is 620, while FHA loans require 580. But most buyers in Bethesda and the…
15-Year vs. 30-Year Mortgage in Bethesda: Which Is Right for You?
TL;DRIn Bethesda, the 15-year fixed mortgage rate is currently 5.856% versus 6.911% for a 30-year loan. On an $800,000 loan, the 15-year saves approximately $695,000…
Title Insurance in Maryland: What Buyers and Sellers Pay
TL;DRIn Maryland, buyers pay for the lender's title insurance policy (required if you have a mortgage), while sellers traditionally cover the owner's policy — though…
How Much Down Payment Do You Need to Buy a Home in Bethesda, MD?
How much down payment do you need to buy a home in Bethesda, MD?In Bethesda and Montgomery County, buyers can qualify for conventional loans up…
Radon Testing When Buying a Home in Montgomery County, MD
TL;DRMontgomery County is one of the only jurisdictions in Maryland that legally requires radon testing before the sale of any single-family home or townhome —…
Can You Buy a Home in Maryland with Student Loan Debt?
TL;DRYes, you can buy a home in Maryland with student loan debt — and the state has a program that actually pays off up to…
Do You Need a Jumbo Loan to Buy in Bethesda, MD? (2026 Loan Limits Explained)
TL;DRIn Montgomery County, the 2026 conforming loan limit is $1,249,125 — one of the highest in the country. Because Bethesda's median sale price is around…
Maryland Transfer Tax & Recordation Tax: Who Pays What?
Maryland Transfer Tax & Recordation Tax: Who Pays What?Who pays transfer tax and recordation tax in Maryland?In Maryland, the state transfer tax (0.5%) and county…
What Bethesda Buyers Need to Know About HOA Disclosures
TL;DRIf you're buying a townhome or condo in Bethesda, Maryland law requires the seller to provide a full HOA resale package before closing — covering…